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Examine La Joya Space Federal Credit score Union accounts
La Joya Space Federal Credit score Union Assessment: Total Ranking
La Joya Space Federal Credit score Union Professionals and Cons
La Joya Space Federal Credit score Union Common Share Financial savings Account
Annual Share Yield (APY)
0.15%
Minimal Deposit Quantity
$25
Charges
no month-to-month service payment
La Joya Space Federal Credit score Union Common Share Financial savings Account
Annual Share Yield (APY)
0.15%
Minimal Deposit Quantity
$25
Charges
no month-to-month service payment
On La Joya Space Federal Credit score Union’s web site
La Joya Space Federal Credit score Union Common Share Financial savings Account
Particulars
Charges
no month-to-month service payment
Annual Share Yield (APY)
0.15%
Minimal Deposit Quantity
$25
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The La Joya Space Federal Credit score Union Common Share Financial savings Account is an efficient possibility if you happen to’re in search of an account with no month-to-month service payment. It pays a better rate of interest than some nationwide banks, similar to Chase or Wells Fargo, however you’ll be able to nonetheless earn a greater price elsewhere.
La Joya Space Federal Credit score Union Checking Account
Annual Share Yield (APY)
None
Minimal Deposit Quantity
$0
Charges
no month-to-month service payment
La Joya Space Federal Credit score Union Checking Account
Annual Share Yield (APY)
None
Minimal Deposit Quantity
$0
Charges
no month-to-month service payment
On La Joya Space Federal Credit score Union’s web site
La Joya Space Federal Credit score Union Checking Account
Particulars
Charges
no month-to-month service payment
Annual Share Yield (APY)
None
Minimal Deposit Quantity
$0
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The La Joya Space Federal Credit score Union Checking Account is an reasonably priced account with no minimal opening deposit and no month-to-month service payment. The credit score union does not cost a payment once you use ATMs at Stripes Shops, however Stripes will cost $1.50.
La Joya Space Federal Credit score Union Share Certificates
Annual Share Yield (APY)
0.60% to 1.81%
Minimal Deposit Quantity
$1,000
La Joya Space Federal Credit score Union Share Certificates
Annual Share Yield (APY)
0.60% to 1.81%
Minimal Deposit Quantity
$1,000
On La Joya Space Federal Credit score Union’s web site
La Joya Space Federal Credit score Union Share Certificates
Particulars
Annual Share Yield (APY)
0.60% to 1.81%
Minimal Deposit Quantity
$1,000
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La Joya Space Federal Credit score Union pays average-to-low CD charges for its time period lengths. You may doubtless discover different monetary establishments with extra aggressive charges proper now.
La Joya Space Federal Credit score Union Cash Market Account
Annual Share Yield (APY)
0.00% to 0.35%
Minimal Deposit Quantity
$0
Charges
no month-to-month service payment
La Joya Space Federal Credit score Union Cash Market Account
Annual Share Yield (APY)
0.00% to 0.35%
Minimal Deposit Quantity
$0
Charges
no month-to-month service payment
On La Joya Space Federal Credit score Union’s web site
La Joya Space Federal Credit score Union Cash Market Account
Particulars
Charges
no month-to-month service payment
Annual Share Yield (APY)
0.00% to 0.35%
Minimal Deposit Quantity
$0
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You may just like the La Joya Space Federal Credit score Union Cash Market Account if you happen to can keep a $2,500 steadiness, as a result of then you definitely’ll earn a aggressive rate of interest. There aren’t any month-to-month service payment, and you’ve got entry to paper checks.
About La Joya Space Federal Credit score Union
La Joya Space Federal Credit score Union is a Hispanic American-led establishment with two branches in La Joya, Texas. You’ve gotten free entry to ATMs at branches, and the credit score union does not cost a payment at Stripes Shops ATMs. Nevertheless, Stripes will cost a $1.50 payment.
To turn into a member of the credit score union, it’s important to both dwell/work in Hidalgo County or have a right away member of the family who lives/works in Hidalgo County. You may pay a one-time $5 membership payment, and you should open a La Joya Space Federal Credit score Union account.
You’ll be able to name or go to a department Monday by way of Thursday from 9 a.m. to five p.m., Friday from 9 a.m. to six p.m., and Saturday from 9 a.m. to 1 p.m. Places are closed on Sunday.
The La Joya Space FCU cell app has 4.8 out of 5 stars within the Apple retailer, and 4.5 out of 5 stars within the Google Play retailer.
Your deposits are federally insured by the NCUA for as much as $250,000, or as much as $500,000 for joint accounts.
Is La Joya Space Federal Credit score Union Reliable?
La Joya Space Federal Credit score Union doesn’t have any public controversies.
Often, we use Higher Enterprise Bureau rankings to judge a financial institution’s trustworthiness. The BBB has not assessed La Joya Space FCU but, although. Chances are you’ll wish to ask family and friends about their experiences with the credit score union, or learn on-line buyer evaluations.
The Position of Hispanic American-Led Establishments
Many Hispanic American banks and credit score unions present providers in each English and Spanish. There’s a historical past of racial prejudice in banking and lending, particularly amongst Hispanic People, so working with a Hispanic American establishment may help get rid of unfair bias.
A few of these establishments make it attainable to open accounts in case you are an immigrant or non-US citizen. La Joya Space FCU does require a US ID to open an account, however there are a number of banks and credit score union that makes it straightforward for immigrants and non-US residents to open financial institution accounts.
La Joya Federal Credit score Union FAQs
La Joya Federal Credit score Union has one location in La Joya, Texas and second in Palmview, Texas.
La Pleasure Federal Credit score Union has a $5 membership payment.
La Joya Federal Credit score Union share certificates provide 0.60% to 1.81% APY, relying on the time period.
Why You Ought to Belief Us: How We Reviewed La Joya Space Federal Credit score Union
For our Gulf Coast Federal Credit score Union assessment, we used our checking account methodology to assessment financial institution accounts and providers.
At Private Finance Insider, we assessment completely different options for distinct varieties of financial institution accounts. For instance, we’ll take a look at CD charges and time period lengths for CDs. In the meantime, for checking accounts, we’ll issue within the ATM community dimension and costs, in addition to its overdraft safety choices.
We’ll additionally often look at minimal opening deposits, ethics, buyer help availability, and cell app rankings for every type of financial institution accounts.
How La Joya Space Federal Credit score Union Compares
La Joya Space Federal Credit score Union vs. Lone Star Nationwide Financial institution
Your selection between these two monetary establishments might depend upon whether or not you prioritize opening an account at a credit score union or financial institution. Should you desire credit score unions, be sure to meet the La Joya Space’s eligibility necessities.
To turn into a member of the credit score union, it’s important to both dwell/work in Hidalgo County or have a right away member of the family who lives/works in Hidalgo County. In any other case, your default possibility should be Lone Star Nationwide Financial institution.
Lone Star Nationwide Financial institution’s principal power might be the variety of branches. It is one of many largest Hispanic American banks in Texas, so it could be probably the most handy possibility relying on the place you reside.
La Joya Federal Credit score Union may be a more sensible choice if you would like to keep away from month-to-month service charges on financial savings and checking accounts. At Lone Star Nationwide Financial institution, you will should be conscious of those charges.
La Joya Space Federal Credit score Union vs. Rally Credit score Union
Rally Credit score Union is one other Hispanic American-led credit score union in Texas. It was previously often known as Navy Military Neighborhood Credit score Union.
Should you worth a big department community, Rally could also be a extra interesting selection; it has 21 branches within the state. La Joya Space Federal Credit score Union solely has two branches.
Neither La Joya Space Federal Credit score Union nor Rally Credit score Union prices month-to-month charges. Nevertheless, in case your objective is to acquire a excessive CD price, Rally will doubtless be a greater possibility. Rally additionally might stand out to you if you would like to open a high-yield checking account.
